AHIP Medicare Exam Prep 22, PDP versus MA-PD Plan Selection

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.

In this episode you will learn:

- How Original Medicare and Medigap beneficiaries pair with stand-alone PDPs for compliant Part D coverage.

- Why enrolling in a stand-alone PDP while in a standard HMO or PPO causes automatic disenrollment from Medicare Advantage.

- The two major plan exceptions—MSA plans and non-drug PFFS plans—that allow stand-alone PDP enrollment.

- The risk of losing retiree and dependent health benefits when enrolling in Part D alongside employer group coverage.

- How automatic disenrollment functions when switching between PDPs and MA-PD plans during valid enrollment periods.

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