Your Plow Guy Damages Your Garage Door

❄️ Your plow guy just backed into your garage door — now what? In this episode of Is It Covered, Bruce and Brian Chapman of JD Chapman Insurance break down a multi-scenario snow plow claim that covers everything from garage door damage to dangerous snow piles blocking traffic.

Whether you're a homeowner hiring a plow contractor or someone running a plow business on the side, this episode is packed with real-world insight you don't want to miss.

⏱️ TIMESTAMPS

00:00 – Introduction & Disclaimer

00:28 – Welcome to the Winter Edition

01:18 – The Multi-Scenario Snow Plow Claim

02:17 – What Insurance Does a Plow Operator Need?

03:16 – Personal Auto vs. Commercial Auto Policy

04:10 – How General Liability Coverage Works

05:31 – Advice for Homeowners Hiring Plow Contractors

06:24 – Is It Covered? The Verdict

07:13 – Outro & How to Submit Your Claim Scenarios