Construction Perm, Builder Relationships & Ricky Peacock

<p>He walked away from a company that was generating $80m in annual revenue...he had built it from scratch. The reason why will change how you think about your career.</p><p>Ricky Peacock, SVP at AnnieMac Home Mortgage and the architect behind their construction-to-perm lending division, joins Fobby and Justin to break down everything loan officers need to know about CTP lending — including AnnieMac&#39;s national program launching July 1st.</p><p>Ricky shares how he lost everything in 2008, rebuilt from zero, became the #1 USDA loan officer in the country two years running, and grew a single builder relationship into $70–80M in revenue before selling his company to AnnieMac to build something even bigger.</p><p>In this episode: how to walk into a builder for the first time, why conventional is the easiest CTP loan nobody talks about, the &quot;vacation folder&quot; story every manager needs to hear, what builders actually want from a lender, and why Ricky says answering the phone was his entire competitive advantage.</p><p>If you&#39;ve avoided construction perm because it felt complicated, this is your sign to stop leaving money on the table.</p><p><em>Laugh, Lend &amp; Eat</em> drops weekly. Hosted by Fobby Naghmi and Justin Neal. Find us on YouTube for full video episodes.</p><p>And if this episode made you think about what&#39;s possible at your current shop — that&#39;s worth paying attention to.</p><p>Ricky left 18 years and a million dollars a year behind because the vision on the other side was bigger. If you&#39;re a loan officer who&#39;s been curious about what AnnieMac is building — the CTP launch, the programs, the people — find Fobby Naghmi on LinkedIn. No pitch. Just a conversation.</p><p><em>Laugh, Lend &amp; Eat</em> drops weekly. Hosted by Fobby Naghmi and Justin Neal. Find us on YouTube for full video episodes.</p><p></p><p><br></p><p><br></p><p><br></p>