029 - Owner or Steward? The Perspective Shift That Transforms Family Finances

<p>Money can be one of the greatest sources of stress in a marriage followed closely by children and family. That’s why it’s so important that we don’t leave our children to learn about money by accident.</p><p>In this episode, we explore Biblical principles surrounding money and how to intentionally teach them to our children. We unpack the truth that everything we have belongs to God. We are not owners. We are stewards, called to wisely manage what He has entrusted to us.</p><p>Using the simple and practical <strong>LIVE, GIVE, OWE, GROW</strong> framework, we talk through how to shape a God-honoring view of finances at every age:</p><ul><li><p><strong>Live</strong> – Understanding essential and discretionary expenses and creating a thoughtful and practical spending plan (otherwise known as a budget)</p></li><li><p><strong>Give</strong> – Seeing generosity as a reflection of the heart. God doesn’t want generosity <em>from</em> us as much as He wants it <em>for</em> us</p></li><li><p><strong>Owe</strong> – Addressing taxes and debt, and why Scripture warns that debt enslaves us. We discuss how to take your kids along on your journey toward becoming debt-free</p></li><li><p><strong>Grow</strong> – Teaching saving and investing as tools for wisdom, provision, and future impact</p></li></ul><p>We also introduce a win–win philosophy, one that helps families make financial decisions that align with Biblical values while preparing the next generation to live faithfully, generously, and responsibly.</p><p>If you want your children to see money as a tool for God’s purposes rather than a source of fear or control, this conversation will give you both vision and practical steps to get started.</p><p><br></p><p>Rich &amp; Julie Young, hosts</p><p><br></p><p>Resources Mentioned in the Episode:</p><p>→ Episode 17: The Entitlement Epidemic: A Parent&#39;s Guide to Recognition and Remedy // <a href="https://open.spotify.com/episode/4m0mrKFOhIsRPCFUhbO4DV?si=dcd2a0d17657478c⁠" target="_blank" rel="noopener noreferer">Spotify</a> // <a href="https://podcasts.apple.com/us/podcast/life-parenting-podcast/id1774999134?i=1000713036331⁠" target="_blank" rel="noopener noreferer">Apple Podcasts</a> // <a href="https://youtu.be/Ff4cK4v8VgE⁠" target="_blank" rel="noopener noreferer">YouTube</a></p><p><br></p><p>→ <a href="https://kingdomadvisors.com/⁠" target="_blank" rel="noopener noreferer">Kingdom Advisors</a></p><p>→ <a href="https://www.amazon.com/Christian-Financial-Concepts-Complete-Principles/dp/B0006X65K0" target="_blank" rel="noopener noreferer">Christian Financial Concepts by Larry Burkett</a></p><p>→ <a href="https://www.ramseysolutions.com/money/financial-peace⁠" target="_blank" rel="noopener noreferer">Financial Peace Class</a></p><p>→ <a href="https://www.ramseysolutions.com/budgeting/useful-forms" target="_blank" rel="noopener noreferer">Dave Ramsey Resources</a></p><p>→ <a href="https://generousgiving.org/" target="_blank" rel="noopener noreferer">Generous Giving organization</a></p><p>→ <a href="https://generousgiving.org/events/jog/" target="_blank" rel="noopener noreferer">JOG: Journey of Generosity</a></p><p><br>—--------------------------------------------------</p><p>→ <a href="https://growingfamilies.life/" target="_blank" rel="noopener noreferer">The Growing Families Website</a></p><p>→ <a href="https://growingfamilies.life/find-a-class" target="_blank" rel="noopener noreferer">Register for a Class</a></p><p>→ <a href="https://growingfamilies.life/parenting-courses⁠" target="_blank" rel="noopener noreferer">Our Courses</a></p><p><br></p><p>→ <a href="https://growingfamilies.life/bookshop⁠" target="_blank" rel="noopener noreferer">The U.S. Bookstore</a></p><p>→ <a href="https://aushop.growingfamilies.life/⁠" target="_blank" rel="noopener noreferer">The Australia &amp; NZ Bookstore</a></p><p>→ <a href="https://growingfamiliessg.life/store/" target="_blank" rel="noopener noreferer">The Asia Pacific Bookstore</a></p><p>→ <a href="h