#517 I Was About to Buy a $130,000 Car [Money Diaries w. Nada and Adrian]

Nada and Adrian came to Pivot with one property and a plan to buy another. Adrian also had a list of his own: refinance the house, buy the second property, buy a $130,000 car, then take a holiday. His words for how that would have gone are not repeatable in a description.

Three months in, the plan looks nothing like that. Two weeks after their strategy session the federal budget landed and changed the maths on the second property entirely, so they went back to the drawing board and ended up somewhere they'd never seriously considered. This is an honest look at what the first few months of getting advice actually feels like, including the admin, the arguments about a $2,000 suit, and the moment it clicked.

WHAT YOU'LL GET OUT OF IT

What their plan was before they got advice, and what it would have cost them

How the budget forced a full rethink two weeks after the strategy was set

Choosing shares over a second property, and how they got comfortable with it

Aligning as a couple when one of you wants to travel and the other wants a car

The money myths they both believed, including that earning more means keeping more

Planning around starting a family and the income dip nobody accounts for

What surprised them most about the process

What they'd tell someone who thinks they don't have enough money for advice

CHAPTERS