How They Cut $240,000 Off Their Home Loan in 2 Years | Gemma & Toby | CHANGING LIVES S04 EP62

Gemma and Toby were comfortable. Good jobs, a house they'd built on ten acres, a $425,000 mortgage they weren't losing sleep over, which is exactly why doing nothing felt so easy. Then Gemma sat through a free webinar, decided to test what she'd heard about credit cards, and closed hers from the front seat of her car.

They talk through the declined card that changed how she spends, Toby's scepticism right through the first strategy meeting, and what a 30-year loan looks like now, with three investment properties, a wedding in Tassie and four months at home with their son.

Want to improve your own financial future? Our free webinar is where to start:

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