Is the American Dream Changing? Homeownership, AI, Crypto & the New Workplace (8/15/2026)

The financial world looks very different than it did just a few years ago. Brian Wiley is joined by Steve Cilley of Ataraxis PEO for a wide-ranging conversation about how changes in technology, the workplace, housing, and the economy are reshaping the way people build and protect wealth.

The show begins by looking back at the economic fallout from COVID, including stimulus, inflation, changes in employee expectations, and the lasting impact on businesses. A listener with gains in XRP brings the conversation into cryptocurrency, tax-loss harvesting, cost-basis tracking, cold wallets, and the challenges of proving and protecting ownership of digital assets. Brian and Steve then look ahead to AI and robotics, discussing which jobs may be disrupted and why owning capital could become increasingly important as technology changes the labor market.

The discussion shifts to whether homeownership still makes financial sense, especially for younger generations facing higher prices and interest rates. They compare buying versus renting, home equity versus investing, the changing age of first-time buyers, and the financial and lifestyle tradeoffs behind the American dream of owning a home.

The final hour focuses on business owners and the modern workplace: employee classification, remote workers across state lines, payroll and employment-law risks, compensation agreements, managing employees, and why growing businesses eventually need their systems and advisors to grow with them.

Listen, Watch, & Connect!

https://www.therealmoneypros.com

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Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management: