Why Traditional Retirement Investing Fails Early Retirees

Send us Fan Mail Early Retirement Investing: Why the 65+ Playbook Doesn’t Apply at 50 Hunter Kelly answers a listener question about whether early retirees should shift from equities to bonds in their 40s, explaining that traditional retirement rules don’t automatically apply when retiring at 50–55 because the portfolio may need to last 30–40 more years. Using a client example (Tyler and Mary, mid-40s, $400–$450k income, $1.5M mostly in retirement accounts), he highlights that the biggest ri...