Why Your 401(k) Isn’t Enough - The Ideal Retirement Mix

You're saving for retirement, but are you saving too much into the wrong accounts? Most retirees don't realize this common issue until it's too late.

In this episode, I explain why having all of your retirement savings in pre-tax accounts is major risk and how you can begin to fix things.

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✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers

Email: jacob@rivertreewealth.com

Website: https://www.rivertreewealth.com

LinkedIn: https://www.linkedin.com/in/jacobduke

Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.

DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.

01:00 Early Retirement Access Trap

02:31 Risk One: Future Taxes

04:03 Risk Two: RMD Time Bomb