START HERE: Will My Super Last? How to Avoid Running Out of Money in Retirement

Will Your Super Last? How to Avoid Running Out of Money in Retirement

One of the biggest fears Australians have about retirement isn't building enough super.

It's running out of it.

In this episode of Start Here, I answer a thoughtful question from a listener who is about to retire with almost $800,000 in superannuation but is worried it may not last.

If you've ever wondered:

Will my super be enough? How much money do I actually need in retirement? Should I move everything into cash? How do I protect myself from market downturns? What happens if I live longer than expected? ...then this episode is for you.

Together we'll explore practical ways to create more confidence around your retirement, including:

✔️ Why knowing your annual living expenses is more important than focusing on your super balance.

✔️ Why your money may still need exposure to growth assets throughout retirement.

✔️ My "Sleep Well Strategy" and why holding around two years of living expenses in cash may help you navigate market volatility.

✔️ Retirement strategies worth exploring, including the downsizer contribution, reviewing assets held outside super and understanding potential Centrelink entitlements.

✔️ Why retirement doesn't have to be all or nothing, and how even a small amount of income can reduce pressure on your retirement savings.