Inside the fight to keep your coins with Tim Hite | The Last Free Americans

Tim Hite is the director of policy at Exodus and a former congressional staffer for Rep. Warren Davidson. He helped shape early self-custody legislation—including the Keep Your Coins Act (a playful nod to “KYC”)—and bridges law, technology, and individual rights. In this episode, Tim’s discussion kicks off The Last Free Americans miniseries to share the origin story of self-custody protections on Capitol Hill, how “keep your coins” language differs from the Clarity Act’s approach, and what meaningful safeguards against CBDCs could look like. We dig into the evolution of property rights in a digital world, why illicit-finance fears are often overstated, and how social media has changed the legislative battlefield.

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TIMESTAMPS:

0:00 – Intro, disclaimers & why self-custody matters now

0:51 – “The Last Free Americans”: series premise

1:16 – Tim’s path: 2017 bull run, law school, FINRA, and meeting Rep. Davidson