The Hard Truth Podcast

← The Hard Truth Podcast23 Nov 2025 · 59 min

The Hard Truth About CMHC, MLI Select & ‘Full-Time’ Investors ft. Ehren Laycock Ep. 17

The Hard Truth About CMHC, MLI Select & ‘Full-Time’ Investors ft. Ehren Laycock Ep. 1723 Nov 202559 min

“If CMHC wasn’t around, the multifamily construction side would have completely collapsed over the last couple of years.” In this episode of the Hard Truth Podcast, I sit down with mortgage broker and multifamily financing expert Ehren Laycock of BLD Financial to break down the realities behind CMHC financing, MLI Select, commercial lending, and how the last 5 years have completely reshaped Canadian real estate. From rapid growth during the 2020–2022 boom to today’s tougher underwriting, stri...