#95 Financial Clarity for Allied Health Business Owners with Michelle Kvello

<p>In this episode of <strong>Move.Talk.Thrive</strong>, Lizzy chats with <strong>Michelle Kvello</strong>, founder of Lantern Partners and fractional CFO, about financial clarity for allied health business owners.</p><p>Michelle breaks down the numbers every business owner should understand ; from cash flow and pricing to gross margin, utilisation rates, payday super changes, and preparing for NDIS funding uncertainty.</p><p>This is a practical, empowering conversation for allied health business owners who want to feel more confident, informed and in control of their finances.</p><p><br></p><p><strong>In this episode, we cover:</strong></p><ul><li><p>Why cash and profit are not the same thing</p></li><li><p>The difference between gross margin and net margin</p></li><li><p>How utilisation rates impact profitability</p></li><li><p>Why pricing correctly supports your purpose</p></li><li><p>How to prepare for NDIS changes through scenario modelling</p></li><li><p>What the payday super changes could mean for your cash flow</p><p><br></p></li></ul><p><strong>Resources mentioned:</strong></p><p><a href="https://lanternpartners.ac-page.com/lantern-partners-cashflow-forecast" target="_blank" rel="ugc noopener noreferrer">Cash Flow Forecast Template</a></p><p><a href="https://lanternpartners.ac-page.com/lantern-partners-hourly-rate-calculator" target="_blank" rel="noopener noreferer">Pricing Calculator</a></p><p><br></p><p><strong>Connect with Michelle:</strong></p><p>Website: lanternpartners.com.au</p><p>Instagram: @michellekvello</p><p><br></p><p><br></p><p><strong>Stay Connected with Move.Talk.Thrive</strong></p><p>If this episode resonated with you, share it with a fellow allied health business owner who needs to hear this.</p><p>Follow on Instagram: <a href="https://instagram.com/movetalkthrive" target="_blank" rel="ugc noopener noreferrer">@movetalkthrive</a></p><p>Watch on YouTube: <strong>Move.Talk.Thrive</strong></p><p><br></p><p><strong>Your Hosts</strong></p><p><strong>Lizzy Dawson</strong></p><p>Website: <a href="https://lizzydawson.com.au/" target="_blank" rel="ugc noopener noreferrer">lizzydawson.com.au</a></p><p>Instagram: <a href="https://instagram.com/lizzydawson_" target="_blank" rel="ugc noopener noreferrer">@lizzydawson_</a></p><p><br></p><p><strong>Emily Mackie</strong></p><p>Website: <a href="https://emilymackie.com.au/" target="_blank" rel="ugc noopener noreferrer">emilymackie.com.au</a></p><p>Instagram: <a href="https://instagram.com/emilymackie.speechie" target="_blank" rel="ugc noopener noreferrer">@emilymackie.speechie</a></p><p><br></p>