The Payments Guy®

← The Payments Guy®2 May 2025 · 18 min

Merchant Account Approvals: What Underwriters Want in 2025

Merchant Account Approvals: What Underwriters Want in 20252 May 202518 min

In this episode, Frank covers how high-risk merchants can speed up merchant account approvals by understanding exactly what underwriters are looking for. He breaks down the key documentation you’ll need, common mistakes that delay approvals, and how to present your business as low-risk from day one. In this episode, these questions and topics will be covered: 01:07 - Why underwriters assess risk in the first place. 02:08 - An overview of the must-haves for legitimacy and what mist...