The 5 Questions I Ask Every New Client Before We Do Anything Else

<p>Before I ever recommend an investment, I ask five questions.</p><p>Not about stocks.<br />Not about the market.<br />Not about what your neighbor is buying.</p><p>Because great retirement planning has very little to do with chasing returns—and everything to do with building a strategy around your actual life.</p><p>In this episode, I walk through the five questions I ask every new client to uncover:</p><ul><li>What “work optional” really looks like for them</li><li>Where their retirement income will actually come from</li><li>The tax risks hiding inside their current accounts</li><li>What happens if life doesn’t go according to plan</li><li>What they’re truly optimizing for: lifestyle, legacy, flexibility, or something else</li></ul><p>This episode pulls back the curtain on how I work, how real financial planning should feel, and why a portfolio alone is not a retirement plan.</p><p>If you can’t clearly answer these five questions… you may be guessing more than you think.</p>