Q&A: "I’m 26 and No Longer Motivated by Money. Am I Unemployable?”

#758: Joe says that if you tell an employer you’re not motivated by money, you’re unemployable. Paula says that’s exactly the person she wants to hire.

Former financial planner Joe Saul-Sehy joins Paula to answer a question from a 26-year-old whose net worth is already 10 times her annual spending. Then they take on two more: whether target date funds are worth it, and whether a dad of young kids should make a career change that cuts his income by 60%.

In this episode, we discuss:

Why not being motivated by money can make you a better hire

The two traits Paula looks for when she hires

How to tell whether a small business is a good place to work, and when it isn’t

A quick test for whether you’d actually enjoy your coworkers

When a target date fund makes sense, and when it holds you back

How to decide whether to make a big career change now or wait

Why your savings might be meant for exactly this kind of leap

If you’ve saved enough that a paycheck no longer drives your choices, this episode will help you figure out what should.

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