How to gear inside super without property

The rules around leverage have changed. So what does that mean for advisers?

With residential property LRBAs no longer available inside SMSFs, instalment warrants remain one way advisers can use leverage in super.

Citi Global Markets Director Elizabeth Tian and Five Financial Managing Partner and Head of Advice Jason Petersen join Ally to explain how instalment warrants actually work, where they fit compared to geared ETFs and margin loans, and the risks advisers need to consider.

Plus, Jason shares two real client strategies, including how leverage can be used for retirees and younger accumulators.

Chapters:

00:00 Leverage After Budget Changes

02:23 Instalment Warrants Explained

05:13 New Tax Rules Reshape Gearing

09:48 Why Use Leverage?

12:12 Who Uses Instalment Warrants?

14:57 Gearing Across Life Stages

18:36 SMSF Risks and Guardrails