109 - Bitcoin as Collateral: Zaria CEO Emily Barron on Lending Rails

<p>Emily Barron, CEO and co-founder of Zaria, on why Bitcoin is becoming institutional collateral — and why servicing, not origination, is the bottleneck.</p>

<p>Zaria builds the operational backbone for digital asset-backed loans: 24/7 collateral monitoring, primary and backup servicing, agency functions, and advisory. Emily traces the path from capital-markets work to Bitcoin collateral, the post-2022 reset in digital-asset lending, and Zaria’s bid to become a national trust bank so structured credit can treat BTC like a real fiduciary asset.</p>

<p>⏤ ⏤ ⏤ </p>

<p><strong>🌴 Join us at Mita TechTalks 2026</strong> — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita.</p>

<p>Request your invitation: <a href="https://2026.mitatechtalks.com/">https://2026.mitatechtalks.com/</a></p>

<p>⚡ Get personalized onboarding at River for Bitcoin-only financial services: <a href="https://partner.river.com/buildwithbitcoin⏤">https://partner.river.com/buildwithbitcoin⏤</a> ⏤ ⏤</p>

<p><strong>Chapters</strong></p>

<p>00:00 Introduction to Emily Barron and Zaria </p>

<p>03:54 The founding story of Zaria and its core mission </p>

<p>09:05 Why Bitcoin is a unique collateral asset </p>

<p>11:59 Recent market developments and institutional involvement </p>

<p>18:07 Zaria's product offerings and market strategy </p>