Gifting XRP Tax-Free, Roth Limits, and Escrow Wallets (Aug 13, 2026)

How far the annual gift exclusion goes when what you are gifting is appreciated XRP, how that compares with a Roth contribution limit, and how to read Ripple's monthly escrow distributions on-chain.

In this episode

Gifting XRP under the annual exclusion versus funding a Roth

Reading Ripple's monthly escrow distributions on XRPScan

Whether continued OTC supply rules out a supply shock

Anchorage custody, and moving off a cold wallet

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