Medicare Open Enrollment 2027 Essential Updates

Confused about Medicare changes for 2027? Discover the latest enrollment tips, cost shifts, and plan insights here.

Open enrollment for Medicare is 10/1/26 through 12/7/26, and with rising costs, shifting plan options, and potential pitfalls, it’s more important than ever for adults turning 65 and over 65 to stay informed.

Carol Ventresca and Brett Johnson welcome back Josh Kinzel from Seniority Benefit Group to break down what’s new and what to watch out for in the 2026–2027 enrollment period.

You’ll learn:

A clear, jargon-free explanation of Medicare, Medigap, Advantage, and Part D prescription plans, and how their coverage and costs may changeThe most significant shifts for 2027, including fewer available Part D and Advantage plans, premium increases, and drug price negotiationsHow to assess your personal healthcare needs, risk tolerance, and avoid surprises with plan coverage or provider networksReal-world scenarios of plan mistakes, like employer coverage, COBRA pitfalls, and why spouses may need different plansActionable advice to avoid scams, telemarketing traps, and misleading plan marketing

Whether you’re enrolling for the first time, updating your coverage, or supporting loved ones through the process, this episode arms you with the language, questions, and resources to make a smart, confident Medicare decision.

Key Takeaways:

Do your homework: Know the differences between Medicare, Medigap, and Advantage, and how upcoming changes affect your optionsPart D plan choices are shrinking and premiums are rising; check for newly negotiated drug pricesDon’t assume the cheapest or employer-offered plan is best. Evaluate for your health, risk tolerance, and provider preferencesBeware of scams, even “official” calls, emails, and flex card offers can be fraudulentUse trusted, local resources for Medicare advice; never hesitate to ask questions before choosing or changing plans

If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!

5 Frequently Asked Questions about Medicare Open Enrollment

When is Medicare open enrollment for 2027? Open enrollment runs from October 15th to December 7th for Medicare plans covering 2027.What are the biggest changes to Medicare Advantage and Part D plans for 2027? Fewer plans will be available, premiums and Part D costs may rise, some extra benefits are being reduced, and more drugs have negotiated prices.How can I avoid Medicare scams during open e