You Opened a Stocks & Shares ISA — Now What?

<p>From April 2027 the cash ISA allowance for under-65s drops from £20,000 to £12,000. The overall allowance doesn&#39;t move, so £8,000 a year has to go somewhere that isn&#39;t cash. </p><p>For a lot of people that turns investing from a someday decision into a this-year one.</p><p>Edmund Greaves is joined by Andy Prosser, Head of Investments at the ETF platform InvestEngine, on how to pick what you invest in — time horizon, risk tolerance, the difference between an ETF and a traditional fund — and on what InvestEngine&#39;s own investors have been buying this year. </p><p>Ed also explains what he got wrong when he started.</p><p>InvestEngine investing data: </p><p><a href="https://blog.investengine.com/most-bought-etfs-july-2026/ https://blog.investengine.com/most-popular-etfs-uk-2026/" target="_blank" rel="ugc noopener noreferrer">https://blog.investengine.com/most-bought-etfs-july-2026/</a><a href="https://blog.investengine.com/most-bought-etfs-july-2026/ https://blog.investengine.com/most-popular-etfs-uk-2026/" target="_blank" rel="ugc noopener noreferrer">https://blog.investengine.com/most-popular-etfs-uk-2026/</a></p><p>Nothing here is financial advice. Investing involves risk and you can lose money. ISA and tax rules can change.</p><p><br></p>