25 Year Car Reviewer: Why 9 Year Car Loans Are a Trap

<p>In this episode, we sit down with Hezeri, a car reviewer with 25 years in the industry, to talk about the truths of buying a car that most reviewers won&#39;t say out loud. We break down why getting your loan approved doesn&#39;t mean you can afford the car, from maintenance costs that climb after year 5 to warranty fine print and the hidden risks of a 9-year car loan. Learn why repair bills are pushing some car owners into microloans, why test drive routes are chosen to hide a car&#39;s weaknesses, why you should never cheap out on tyres, and why it&#39;s time to stop treating cars like handbags. Hezeri also shares why he gave up a well-paid career to chase his dream, and why he&#39;d rather get blacklisted than lie about a car.✅ Find out your Selamat value with the Selamat Calculator: https://finlit.my/selamatcalculatorChapter Marker:00:00 - Teaser00:24 - Introduction00:39 - The Biggest Car Buying Mistake01:43 - Loan Approved Doesn&#39;t Mean You Can Afford It03:59 - Recon vs New Cars07:11 - Why 9-Year Car Loans Are a Trap08:24 - Why Workshops Now Offer Microloans10:58 - Buying a Nice Car to Look Successful11:51 - Malaysia&#39;s Used Car Pile-Up13:48 - Why You Can&#39;t Buy Cars From Singapore15:21 - Growing Up in Kuantan19:01 - Taking a Pay Cut to Chase His Dream30:47 - Getting Blacklisted for Telling the Truth32:06 - Volvo &amp; The Value of Safety34:36 - The Selamat Calculator40:40 - How Dangerous Is Driving Really?44:49 - Why You Shouldn&#39;t Cheap Out on Tyre&#39;s51:10 - Read the Warranty Fine Print59:18 - Are Malaysian Car Prices Fair?01:04:39 - Why MPVs Should Be Cheaper01:06:02 - The Diesel Price Problem01:10:55 - What the Government Should Do01:14:32 - CKD vs CBU: Is There a Difference?01:17:44 - Hezeri&#39;s Lesson About Money#MrMoneyTV #CarBuyingTips #CarLoanMalaysia #PersonalFinanceMalaysia #CarReviewer #BuyingACar #CarMaintenance #VolvoCarMalaysia #SelamatCalculator #MalaysianPodcast #MoneyManagement #SmartSpending #FinancialLiteracyCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business &amp; job enquiries, do contact us at,✉️ collabs@finlitmedia.coDisclaimer: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before