You Need A Retirement Income Plan, Not A Rule!

There's no magic number when it comes to retirement income. While rules like the 4% withdrawal rule can offer a starting point, your retirement deserves more than a one-size-fits-all formula.

In this episode, Catherine Magaña and Rachel Ivanovich explain why retirement income planning requires a personalized strategy built around your lifestyle, spending needs, Social Security, pensions, investments, taxes, healthcare costs, and long-term goals. They also explore how inflation, market volatility, and sequence-of-returns risk can affect how much income your portfolio can sustainably provide.

You'll discover why:

Investment performance and retirement income aren't the same thing

Your spending needs can change throughout retirement

A retirement plan shouldn't be "one and done"

Regularly revisiting your income strategy can help you adapt as life changes

The goal isn't to find the perfect withdrawal rule. It's to create a flexible retirement income plan that helps you spend with confidence and live the retirement you've worked so hard to enjoy.

Click on the following link to schedule a free consultation. https://savvyup.com/consultation/

Date Recorded 8/05/26

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor