Ten Credit Cards, One Strategy: Which Annual Fees Are Worth Paying

Learn how to audit a wallet full of credit cards and decide which annual fees are actually worth paying.

Hosts Sally French and Meghan Coyle discuss how to assess a wallet full of credit cards to help you figure out which ones are actually working for you. But first, they break down the latest travel headlines, including a doubled hotel credit and a new ad-spend cap on the Chase Sapphire Reserve for Business, fresh offers on the Chase Sapphire Reserve, a Las Vegas hotel and entertainment sale, and a new price-drop alert feature from Going.

Then, joined by listener Tiffany Leung, a small business owner and competitive powerlifter, they discuss how to turn ten open credit cards into one coherent strategy, with tips and tricks on matching bonus categories to the way you really spend, weighing whether an airline card earns its annual fee when your home airport limits your options, and thinking through when closing a card could make sense and when keeping it open could help your credit.

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Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:

Chase Sapphire Reserve for Business Review: Big Perks, Bigger Fee

Chase Sapphire Reserve Review: A High-End, High-Maintenance Card

Chase Sapphire Preferred Review: Strong Option for Travel Rewards

Chase Freedom Flex Review: Multiple Bonus Rewards Wrapped in One Card

Chase Freedom Unlimited Review: A Potential One-Card Solution

Chase Ink Business Cash Review: Low Caps, But High Rewards

Citi Strata Credit Card Review: Solid Rewards for No Annual Fee