
← The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates27 ago · 45 min
Market Update - The REAL Reason Mortgage Rates Won't Come Down
<p>Mortgage rates are staying higher than many buyers expected, and the Fed may not be the only reason why. With U.S. national debt now topping $40 trillion, rising Treasury yields could be putting additional pressure on mortgage rates and housing affordability. In this episode, we break down what’s really driving rates, what it means for the housing market, and whether buyers should expect meaningful relief anytime soon.</p><p><strong>Start Here 👇🏻</strong></p><p>✅ <strong>Not sure if you're ready to buy?</strong> Take the free 2-minute quiz and find out where you actually stand:<br><a href="https://buyrightborrowsmart.com/quiz">https://buyrightborrowsmart.com/quiz</a></p><p>✅ <strong>Already know you're ready?</strong> Get 15 minutes of real clarity: what you can actually afford, what it costs to close, and exactly what to do next:<br><a href="http://www.buyrightborrowsmart.com/start">http://www.buyrightborrowsmart.com/start</a></p><hr><p>✅ <strong>Article discussed at the top of the show:</strong><br><a href="https://www.wsj.com/finance/investing/uncle-sams-40-trillion-tab-is-living-rent-free-in-your-mortgage-payment-ec2ff19d?st=wJELgC&reflink=article_copyURL_share">Uncle Sam’s $40 Trillion Tab Is Living Rent-Free in Your Mortgage Payment</a></p><hr><p><strong>Watch This Next 👇🏻</strong></p><p>➡️ <a href="https://youtube.com/live/qvhQhKqvFHQ">The 2026 Housing Market Has PEAKED! Where Do We Go From Here?</a></p><hr><p>📩 <a href="mailto:info@theeducatedhomebuyer.com">info@theeducatedhomebuyer.com</a><br>💻 <a href="http://www.buyrightborrowsmart.com">www.buyrightborrowsmart.com</a></p><hr><p><strong>Connect with me 👇</strong></p><p><strong>Jeb Smith</strong><br>DRE 01407449<br>Real Broker</p><p>Buying in a market you don't fully understand is stressful. Jeb walks you through it in plain language, so you know exactly what you're getting into before you make an offer.</p><p><strong>Josh Lewis</strong><br>Certified Mortgage Consultant | NMLS 234220<br>United American Mortgage Corp</p><p>Nobody wants to be surprised at closing. Josh gets you real numbers up front, tells you what you actually qualify for, and helps you avoid the mistakes that cost buyers thousands.</p><p>M: <a href="tel:7149165727">714-916-5727</a></p><p>#HousingMarket #InterestRates #LIVE</p>