Stop Losing Money to Chargebacks: Dylan Gaines on How 'Fraud Deflect' Is Cutting Disputes in Half

In this episode, Amber Spears sits down with longtime Four Rooms member Dylan Gaines of International Payment Solutions to talk about both sides of entrepreneurship: protecting the financial health of your business and taking care of the person leading it.

Drawing on 25 years in the payments industry, Dylan shares what he’s currently seeing across businesses, including an increase in “friendly fraud,” how chargeback prevention tools can help protect revenue, and why more consumers are turning to financing and monthly payment options for larger purchases.

The conversation also gets personal as Dylan opens up about navigating major life changes while running a business and raising his children. He shares lessons from his upcoming book, Parentpreneur, including why entrepreneurs shouldn’t pretend everything is okay, the importance of processing difficult seasons, and what he learned when he realized he was constantly giving to everyone except himself.

Amber and Dylan also explore why working 80-hour weeks should be a season rather than a permanent way of life, how community creates value beyond immediate ROI, and why the strongest entrepreneurial relationships are built by showing up, contributing, and becoming someone others know, like, and trust.

This conversation is a reminder that sustainable success isn’t only about protecting your revenue. It’s about building a business, life, and community that can support you through every season.

Connect with Dylan Gaines and learn more about International Payment Solutions:https://intpaysol.com

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