Spending On Convenience | 9 to FI 054

<p>Convenience Spending Experiments: Lawn Care, Cleaning, Food, and Outsourcing for FI</p><p>Josh and Elliot discuss “convenience spending” and how it fits into financial independence, comparing DIY habits with paying for services that save time or improve life. Josh shares success with professional lawn fertilization but struggles to outsource more, while Elliot happily pays for lawn mowing and considers home cleaning despite kids quickly undoing results. They cover other convenience spends and trade-offs, including haircuts, eating out, breweries/entertainment as community-building, and hiring a tax preparer for speed and confidence, especially with real estate. Josh describes negative experiences with contractors and quick-lube car maintenance, fueling his reluctance to outsource property management and repairs. They consider testing meal prep kits, grocery pickup/delivery, and house siding washing, and tie the topic to shifting from accumulation to drawdown and “Die With Zero” ideas. They agree to test outsourcing—Josh for real estate help, Elliot for house cleaning or grocery services—and revisit results in a month.</p><p>00:00 Convenience Spending Setup</p><p>01:39 Lawn Fertilizing Win</p><p>03:17 Paying for Lawn Mowing</p><p>06:10 Cleaning and Time Value</p><p>10:51 Haircuts DIY vs Pro</p><p>13:27 Eating Out as Convenience</p><p>16:00 Breweries and Community</p><p>18:24 Hiring a Tax Preparer</p><p>21:37 Real Estate Help Needed</p><p>24:44 Meal Kits and Groceries</p><p>29:48 House Washing Experiment</p><p>31:31 When Convenience Goes Wrong</p><p>34:43 Mindset Shift and Drawdown</p><p>40:10 Pick One Experiment</p><p>41:35 Wrap Up and Next Steps</p><p><br></p><p>Do you have feedback or suggestions? We want to hear from you!</p><p>Contact Elliot: <a href="mailto:Elliot@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Elliot@ninetofipod.com</a></p><p>Contact Josh: <a href="mailto:Josh@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Josh@ninetofipod.com</a></p><p>Josh’s other podcast: <a href="https://open.spotify.com/show/4foNu6PXBBTnj7LRPUWeSd?si=380e77ecc4524baf" target="_blank" rel="ugc noopener noreferrer">Stuck In Beta</a></p><p>Josh’s YouTube channel: <a href="http://www.youtube.com/@howtofixitworkshop" target="_blank" rel="ugc noopener noreferrer">How To Fix It Workshop</a></p><p>Any of these products help the show. Thanks for your support!</p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener