9 to FI - Financial Independence Conversations

← 9 to FI - Financial Independence Conversations14 sept. · 27 min

Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 057

Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 05714 sept.27 min

<p>Spending on Convenience, Rental Deadlines, and a New Weekly Planning System</p><p>Josh and Elliott catch up after a short break and note that releasing episodes every other week has coincided with a spike in views, listens, and listener feedback. They revisit their “spending on convenience” challenge: Elliott tried Aldi curbside grocery pickup and found it saved weekend time, while Josh sought quotes to outsource drywall and painting on a vacant rental but declined after receiving a nearly $7,000 estimate and deciding the money was better reserved for repairs he can’t do himself. Josh shares reframing the frustration of house projects, dropping self-imposed rental deadlines, and creating a “rental real estate investor policy” with notes per property to guide decisions when vacancies occur. He also explains restructuring his weekly planner by moving non-urgent tasks into categorized electronic lists reviewed monthly, reducing stress and perceived busyness. Elliott discusses current life stress, a failing water heater, and getting a new puppy, which led to canceling an October trip.</p><p>00:00 Catch Up and Feedback</p><p>01:54 Convenience Spending Check In</p><p>02:34 Grocery Pickup Experiment</p><p>03:27 Rental Rehab Quote Shock</p><p>07:33 Time vs Money Mindset</p><p>09:58 Rental Deadlines and Policy</p><p>13:54 Weekly Planner Overhaul</p><p>21:44 Feeling Less Busy Lately</p><p>23:51 Elliotts New Puppy Update</p><p>26:18 Wrap Up and Thanks</p><p><br /></p><p>Do you have feedback or suggestions? We want to hear from you!</p><p>Contact Elliot: <a href="mailto:Elliot@ninetofipod.com" rel="ugc noopener noreferrer" target="_blank">Elliot@ninetofipod.com</a></p><p>Contact Josh: <a href="mailto:Josh@ninetofipod.com" rel="ugc noopener noreferrer" target="_blank">Josh@ninetofipod.com</a></p><p>Josh’s other podcast: <a href="https://open.spotify.com/show/4foNu6PXBBTnj7LRPUWeSd?si=380e77ecc4524baf" rel="ugc noopener noreferrer" target="_blank">Stuck In Beta</a></p><p>Josh’s YouTube channel: <a href="http://www.youtube.com/@howtofixitworkshop" rel="ugc noopener noreferrer" target="_blank">How To Fix It Workshop</a></p><p>Any of these products help the show. Thanks for your support!</p><p><a href="https://buymeacoffee.com/9tofi" rel="ugc noopener noreferrer" target="_blank">Buy Us a Coffee⁠</a> - One time donation or monthly, it’s up to you</p><p>We both use<a href="https://my.mintmobile.com/refer/aEWp5rL" rel="ugc noopener noreferrer" target="_blank"> ⁠Mint Mobile