How many ETFs do I actually need? I’m overwhelmed

Is your portfolio diversified, or just complicated?

Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things…

Then community member Hamish sent in a question about whether it makes more sense to own one diversified ETF or build a portfolio from several ETFs. Jess took it as a sign to get back to basics.

So she sits down with financial adviser Glen Hare to unpack how to think about building an ETF portfolio, including

How many ETFs is too many?How to spot overlap between ETFsWhat you gain, and give up, by keeping things simpleThree example approaches: one diversified ETF, Australian + global ETFs, and a portfolio built across different regions

Chapters:

00:00:00 How Many ETFs?

00:03:38 Has Jess Overcomplicated?

00:08:07 All-In-One ETF Benefits

00:16:08 Avoiding ETF Overlap

00:24:54 Which Strategy Suits You?

00:32:48 The ETF Selection Checklist