[TX P&C] 3. Admitted Insurers, Certificates of Authority and Domicile

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.

In this episode you will learn:

• The statutory definitions of domestic, foreign, and alien insurers under Texas insurance law.

• How a Certificate of Authority grants an insurer admitted status to transact standard business in Texas.

• How surplus lines placement differs from admitted business under Texas regulatory rules.

• The key regulatory distinctions between an insurer's Certificate of Authority and an agent's license.

• Why a foreign insurer incorporated in another state can still be an admitted carrier in Texas.

This episode provides independent study material for the Texas General Lines Property and Casualty exam. Practice with free study tools at https://open-exam-prep.com/practice/tx-property-casualty and subscribe to our video channel at https://www.youtube.com/@Open-exam-prep .

Sources checked: September 28, 2026

https://tcss.legis.texas.gov/resources/IN/htm/IN.801.htm

https://tcss.legis.texas.gov/resources/IN/htm/IN.982.htm