EP. 87 - From Serving Your Country to Securing Your Future ft. Ben Batiste

<p>Sequence of returns risk is the silent killer of retirement plans. This breakdown explains why timing matters more than your total savings. Most retirees assume that a million-dollar portfolio provides a steady safety net, but that math breaks down when the market turns. </p><p><br></p><p>We look at the dangerous reality of needing to withdraw fixed amounts when your assets are down, creating a cycle of compounding losses that can deplete your accounts faster than anticipated.Understanding how a single bad year early in your retirement impacts your long-term financial security is vital for anyone planning their exit from the workforce. </p><p><br></p><p>We explore how to structure your retirement income to avoid the trap of selling during a downturn, ensuring your nest egg survives the volatility of modern markets.Subscribe for more honest lessons on building sustainable wealth. </p><p><br></p><p>For more insights or questions on this topic, reach out to Ben at bbatiste@crestmarkwealth.com</p><p><br></p><p>Benjamin Batiste is a registered investment advisor and registered representative offering securities and investment advisory services through Hornor, Townsend &amp; Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC.  <a href="tel:(800)%20873-7637" target="_blank">800-873-7637</a>. <a href="http://www.htk.com/" target="_blank">www.htk.com</a>. Crestmark Wealth<strong> </strong>Group is not affiliated with Hornor, Townsend &amp; Kent, LLC (HTK).  Any other listed entities are unaffiliated with Hornor, Townsend &amp; Kent, LLC. The views expressed are those of the presenting party and may not necessarily represent those of HTK or its affiliates.</p><p><br></p><p>HTK does not provide legal and tax advice.  Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.  For educational purposes only. This presentation is not a recommendation to buy or sell any security or implement any specific financial strategy.</p>