Q&A- Sequence of returns risk retiring early: bridging to super

Sequence-of-returns risk in early retirement is manageable with a big enough cash buffer. What I'd test is how you'll feel spending it. In this listener Q&A, I work through Michael's plan to retire at 52 and use an ETF portfolio plus three years of living expenses in an offset to cover the eight to ten years until he can access super. I also explain why I like locking in an undrawn loan facility before you need it. Then I look at a 33-year-old couple's debt recycling bonus and RSU income ...