Who's Fighting For You in Washington, DC? Justin Wiseman That's Who.

<p>Most mortgage professionals have no idea how many critical housing decisions are being made behind closed doors in Washington, D.C.While most of us are focused on rates, inventory, and closing loans, there are people working every day on Capitol Hill to influence the policies that will shape the future of homeownership, housing affordability, and mortgage lending.One of those people is Justin Wiseman.As the Mortgage Bankers Association&#39;s leading voice in Washington, Justin is in the room where many of these conversations happen. In this episode of Laugh, Lend &amp; Eat, we discuss:• Why housing affordability has become a national political issue• What Congress is doing about housing supply• The Road to Housing Act and what it could mean for consumers• The regulatory issues mortgage professionals should be watching• How policy decisions made in D.C. ultimately impact borrowers and lenders across AmericaWhether you&#39;re a mortgage professional, Realtor, industry executive, or simply someone who cares about the future of housing, this conversation provides an inside look at what&#39;s happening in our nation&#39;s capital.Who&#39;s fighting for you in Washington, D.C.?Justin Wiseman. That&#39;s who.🕐 TIMESTAMPS00:00 — Cold open &amp; intro01:30 — Fobby&#39;s first-ever formal host intro (seven seasons in)02:40 — Bill Pulte named to oversee national security — what does it mean for FHFA?07:00 — Cross Country / UWM / Two Harbors saga — the vote gets pushed to June 1108:30 — Movement Mortgage loses $100M South Florida team to Radius/Victor Ciardelli11:00 — Justin Wiseman joins the show12:30 — Who is Justin Wiseman? Emory Law, federal clerkship, and finding his home at the MBA15:00 — Housing is finally a political priority — why now?17:30 — The Road to Housing Act: what passed, what didn&#39;t, and where it goes next19:30 — Are institutional investors really killing homeownership? The real data21:00 — LO Comp Reform: the MBA&#39;s #1 regulatory priority23:00 — The 3 big reforms the MBA is pushing at the CFPB25:00 — Why simply repealing the LO comp rule would actually make things WORSE28:30 — Brokers vs. bankers on comp — where do the lines get drawn?31:30 — Medicaid cuts and what they could mean for senior homeowners33:30 — Will millennials even inherit their parents&#39; homes?34:00 — Trigger Leads (HPPA) — how the MBA got both parties to agree37:30 — The moment Justin thought it wasn&#39;t going to happen40:00 — AI in mortgage: the NBA commissions a w