$1M+ Retirement Strategy: How to Build Sustainable Income

How do you turn a lifetime of saving into reliable, tax-smart retirement income? In this episode of Money Matters, Scott and Pat break down what investors with $1M+ need to know when transitioning from building wealth to generating income in today’s market.

In this episode, Scott and Pat tackle real listener situations:

-Caller Case Study 1: Retiring with a 401(k), a solid pension, and a paid-off home—how do you stress-test your plan against inflation and potential Social Security shifts?

-Caller Case Study 2: Buying a second home in Texas while keeping California property—which accounts (cash, taxable gains, Roth, or traditional IRA) should you tap first to avoid costly tax traps?

Plus, macro insights & portfolio strategy:

-Stocks vs. Bonds: Why equity markets and bond yields are sending conflicting signals, and what record highs mean for your rebalancing plan.

-The Psychology of Selling Winners: Why trimming top-performing assets is the hardest—and most critical—discipline for wealth preservation.

Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com.

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