Is Social Security Going Broke? (And 6 Other Myths Worth Unlearning)

Last week, I explained why waiting until 70 to claim Social Security deserves a closer look, even when it makes sense on paper.

Weighing that decision depends on understanding how the program works.

And a few common assumptions can make that harder than it needs to be.

They can influence when you retire, how you plan for taxes, and what your spouse may receive down the road.

In this episode, I'm walking through 7 common Social Security myths and where the confusion comes from.

Here's what you'll learn:

→ What the trust fund's projected shortfall may (and may not) mean for your benefits

→ How your benefit is calculated, and why high earners often misjudge it

→ 3 options that may still be available if you've already claimed early

Whether you're years away from claiming or already collecting, a clearer picture of the rules can make it easier to choose an approach that fits the rest of your retirement plan.

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