#10 - Where Are Rates Going? - Q1 MHP Financing Updates

Connect with Judah to get financing on your next Mobile Home Park!

💰 What's really happening with MHP financing in 2026?

Rates, spreads, indexes, and lender drama—this episode breaks it all down so you can stop guessing and start closing.

In this episode, Michael and Ryan welcome back Judah Aderet, principal of Princeton Capital Group, for his third market update. Judah pulls back the curtain on where commercial lending stands right now—why the Fed cutting rates doesn't automatically mean your loan gets cheaper, which indexes actually move the needle, and why bridge debt is suddenly competitive with traditional bank financing.

From treasury spreads to CMBS tightening to agency waivers, this is a masterclass in the debt side of the deal.

Connect with Judah Aderet of Princeton Capital Group here!

Key Takeaways:

📉 Why Fed rate cuts don't always lower your commercial loan rate—and which indexes actually matter

🏦 How bank spreads over treasury are compressing, even as the 5-year treasury ticks up

🔀 Why bridge debt is suddenly neck-and-neck with traditional bank loans—and when it makes sense

⚖️ The critical difference between DSCR, amortization, and rate when comparing term sheets

🤝 Why your lender is your biggest partner—and how to vet them like one