Business Money vs. Lifestyle Money: How to Pay Yourself as a Coach

Money is never far from mind in a small business, even in a great month. This episode is for the coach or service business owner who wants to stop cowboying around with money and start paying themselves on purpose.

Co-host Rebecca Kaufman puts Amanda in the hot seat on business money versus lifestyle money. Amanda, founder of Clairvenu, has been burned by money and has won with it, and she walks through the two bucket rule, the four jobs every dollar has to do, how an owner's draw works, and the weekly system she uses to pay her business first. Not your accountant, not your lawyer... just two people who are nerdy about this.

In this episode, you will learn:

👀 The daily habit that takes the emotion out of money

🪣 The two bucket rule: your business money is not your lifestyle money

🧩 The four jobs every dollar has to do, in the business and at home

💰 Profit First, tax set-asides, and how an owner's draw actually works

⚙️ The weekly automated allocation system Amanda runs in her own business

🚢 Trickling in windfalls and vault accounts for big investments, plus the Disney cruise math

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CHAPTERS

00:00 A straight up conversation about money