The Property Data Every Australian Investor Has Been Asking Us For Is Here

Interest rates are into the sixes and could touch seven by year end, so knowing your real numbers matters more than ever. Reece and Lachlan launch PropStac and walk through how to stress test a property portfolio in a downturn.

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After almost two years of building, PropStac is live. It is the portfolio tool Lachlan built so he could know his own numbers, and it is now open for listeners to register and use themselves. In this episode we show how to stress test a portfolio against rates at 7 to 7.5%, how to work out your real monthly cash burn, and how to know whether your cash runway can carry you through.

We also go round the grounds on the data. Using PropStac’s affordability ceiling view, we look at which markets have exceeded their ceiling and have the most room to fall, why Sydney has corrected hardest, and where there is still runway, including Melbourne and Darwin. The theme throughout is simple: protect your position first, because rule number one is do not lose a dollar.

What we cover:

✅ Why rates in the sixes, heading for seven, change every investor’s numbers

✅ How to stress test a portfolio and work out your real cash burn

✅ Cash buffers and the six month runway rule

✅ Why forced sellers can see discounts of 50% or more

✅ Why you should not buy until you have done your numbers

✅ How to decide which properties to sell, and how to test the market