S4E4: Managing Risk & Betting on Yourself w/ Raza Chaudhry

<p><em>The Money Line</em> is back for part 2 of  <strong>Season 4</strong>, and David kicks things off with <strong>Raza Chaudhry</strong>, an entrepreneur and risk-management professional who made the jump from a decade in private banking in New York to building his own business in Houston. </p><p>Raza breaks down what <strong>risk management actually means for business owners</strong> and why having insurance isn't necessarily the same thing as being properly protected. He talks about working with businesses across healthcare, hospitality, construction, and oil &amp; gas, why relationships matter more than simply finding the cheapest policy, and how referrals helped him build his business after launching in 2024. </p><p>The conversation also gets into the side of insurance most people don't think about until something goes wrong—from uninsured drivers and commercial liability to cyber insurance and a real ransomware case involving a plastic surgeon whose patient photos were threatened with being leaked. The crew also digs into how <strong>AI is changing insurance, law, and business</strong>, and why the human relationship still matters even as more of the process becomes automated. </p><p>And with football officially back, so are the bets. 🏈 The crew makes their early <strong>college football and NFL picks</strong>, talks UH, Texas, the Cowboys and Seahawks, and debates whether the <strong>Texans can finally take the next step</strong> this season.</p><p><strong>Business, risk, AI, insurance and football — Season 4 Part 2 starts here.</strong></p>