
← KGCI: Real Estate on Air9 sep · 55 min
Fix and Flip Funding Mastery: Inside Institutional Underwriting and Risk Management
Fix and Flip Funding Mastery: Inside Institutional Underwriting and Risk Management
Summary:
Host Randy Zimmer provides a deep dive into the mechanics of fix and flip funding, drawing from his experience with over 350 flips and his partnership with Optimus Capital. The episode pulls back the curtain on how institutional lenders evaluate deals, focusing on risk management, property valuation, and borrower experience. Real estate agents and investors will learn the essential documentation required for underwriting, the "guardrails" of loan-to-value (LTV) and loan-to-cost (LTC) ratios, and how to avoid common "red flags" like unrealistic rehab budgets or problematic market locations.