Let's Talk Housing Episode 84: 7% Rates Are Back

<p>Mortgage rates have surged toward 7.5%, putting renewed pressure on housing affordability and buyer demand. Steven Thomas and Brennen Thomas examine rising price cuts, additional Federal Reserve rate hikes, and how elevated rates could affect the housing market through the end of 2026. The episode also explains why today’s adjustable-rate mortgages are fundamentally different from the risky loan products that helped fuel the Great Recession.</p><p><br></p><p>Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!</p><p><br></p><p>Time Stamps:</p><p>00:00-Introduction</p><p>01:42-Introducing NerdLabHQ</p><p>03:31-Housing Market and Federal Reserve Update</p><p>06:34-How High Can Mortgage Rates Go?</p><p>10:56-Why Price Cuts Are Rising</p><p>14:28-Can Housing Survive More Fed Rate Hikes?</p><p>16:55-Are Adjustable Rate Mortgages Really Risky?</p><p>20:13-Final Thoughts</p>