Mike Poirier on faith, finances, and your well-being.

What if the way you handle your money reveals more about your heart than you realize?

Money is something we all deal with—but it's not something we always talk about openly. It can create stress, anxiety, conflict, and even pain in our relationships. But what if our finances could become more than a source of worry? What if they could become an opportunity for worship, generosity, compassion, and kingdom impact?

On this episode of The MercyCast, Raleigh Sadler sits down with Mike Poirier, Chief Lending Officer and Senior Vice President of Ministry Relationships at Adelphi Christian Banking, for an honest conversation about money, financial stewardship, Christian money management, generosity, budgeting, debt, and faith.

Mike shares how growing up in a home where financial strain created conflict shaped his understanding of money. Later, he discovered a radically different perspective: God owns everything, and we are called to steward what He has entrusted to us. That shift changed the way he viewed finances and became a passion he now brings into his work with others.

Together, Raleigh and Mike explore why financial stewardship is an often-overlooked part of Christian discipleship and why ignoring money doesn't make financial problems disappear. From social media comparison and “treat yourself” culture to subscriptions, credit card debt, budgeting, giving, and planning for the future, this conversation offers practical wisdom for anyone who wants to handle their finances more intentionally.

But this episode isn't simply about numbers.

Mike makes a powerful observation: “Most financial problems are not math problems; they're heart problems.”Changing how we think about money begins with changing our perspective—from "What can my money do for me?" to "How can I use what God has entrusted to me for His purposes?"

You'll also hear practical encouragement about reviewing your spending, creating a budget, seeking wise counsel, reducing financial anxiety, and making room for generosity. Sometimes financial freedom begins with simply opening your bank statements and honestly looking at where your money is going.

Key Takeaways

1. God owns it all—we are stewards.

Seeing ourselves as stewards rather than owners can fundamentally change the way we think about spending, saving, giving, and planning.

2. Financial problems aren't always math problems.