
← Money with Carla20 sep · 7 min
Big Name Funds Underperform. What are you paying for?
Get my book here: https://www.moneywithcarla.com/book
Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026
Most South Africans are losing hundreds of thousands of rands in household-name investment funds, without even realising it. In this video I compare real fund performance from two of my students against equivalent ETFs, and show you exactly how to benchmark any active fund yourself (it takes about five minutes).
What you'll learn:
1. Why big brand = good investment is one of the most expensive assumptions you can make
2. How to find a fund's minimum disclosure document and read the numbers that matter
3. A simple method to compare any active fund against its benchmark index
What 95% of SA equity funds and 100% of global equity funds have in common (spoiler: it's not good)
4. The real rand difference between 1% and 6% annual underperformance over 20 years