3743: Retiring at 37 is Hard AND Where Should My Money Go? By Chris Reining on Financial Independence

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Episode 3743:

Chris Reining shares how cutting expenses, earning more, and investing a savings rate that climbed past 50% made him a millionaire at 35, and why actually walking away from his career was harder than reaching financial independence. In the second article, he lays out a step-by-step money management framework, from capturing the full 401(k) match and building an emergency fund to setting one specific goal and automating your saving.

Read along with the original article(s) here:

https://chrisreining.com/retiring-early/

https://chrisreining.com/where-should-my-money-go/

Quotes to ponder:

"But you can't frugal your way to financial freedom so I took my career and learned how to become more valuable because top performers earn more money."

"But I was more scared of finding myself at the end of my life having never done what I really wanted to do."