Identity Theft Insurance & Cyber Insurance: What You Need to Know to Stay Safe

<p dir="ltr">In this episode of PennyWise, host John Kiernan discusses the value of identity theft insurance and cyber insurance with guest Dr. Daniel W. Woods, a Lecturer in Cybersecurity at the University of Edinburgh&rsquo;s School of Informatics. Daniel studies the U.S. identity/cyber insurance markets closely and has published some very interesting research about these types of coverage. John and Daniel discuss how effective the insurance is, who needs it, and more.&nbsp;&nbsp;</p>

<p dir="ltr">More on this episode from WalletHub:</p>

<ul>

<li dir="ltr" role="presentation"><a href="https://wallethub.com/premium/identity-theft">Identity Theft Insurance: $1 Million in Coverage</a>&nbsp;</li>

<li dir="ltr" role="presentation"><a href="https://wallethub.com/best-identity-theft-protection-services">Best Identity Theft Protection Services of 2026</a></li>

<li dir="ltr" role="presentation"><a href="https://wallethub.com/premium/lost-wallet-assistance">Lost Wallet Assistance: Avoid Hassle &amp; Identity Theft</a>&nbsp;</li>

<li dir="ltr" role="presentation"><a href="https://wallethub.com/edu/identity-theft-statistics/131472">Identity Theft Statistics (2026)</a>&nbsp;</li>

<li dir="ltr" role="presentation"><a href="https://wallethub.com/edu/states-where-identity-theft-and-fraud-are-worst/17549">States Most Vulnerable to Identity Theft &amp; Fraud&nbsp;</a></li>

</ul>

<p dir="ltr">If you want to take your finances to the next level, sign up for a <a href="https://wallethub.com/upgrade">WalletHub Premium subscription</a>. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add &ldquo;WalletHub&rdquo; to your search! &nbsp;</p>

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