The Retirement Time Bomb Property Investors Can't Ignore | Simon Kuestenmacher

What if the greatest financial risk facing you isn't the next property downturn, another interest rate rise or even a recession, but the possibility that you live much longer than your money does?

Many Australians approaching retirement are planning around a model that belongs to another generation. They assume they'll stop working somewhere around 65 and need enough money for perhaps 15 or 20 years.

But if you live into your 90s or even reach 100, your retirement could last 30 or 35 years. That means decades of rising living costs, healthcare expenses and inflation gradually eroding the purchasing power of your money.

Suddenly, a superannuation balance that once seemed substantial may be nowhere near enough.

Living longer is clearly good news, but it changes the financial equation. You're likely to need a larger asset base, multiple streams of income and a wealth strategy extending well beyond superannuation alone.

Property will have an important role to play, both through owning your home and by holding carefully selected investment assets capable of growing in value and producing income over the long term.

In today's show, I chat with Simon Kuestenmacher about how increasing longevity will change retirement, employment, housing, relationships and the way Australians should invest.

We unpack why the old idea of stopping work at 65 is becoming outdated for more and more people.

We discuss how a longer retirement means your money needs to stretch across decades of living costs and healthcare.

We explore why property will play a bigger role in building income, security, and long-term financial flexibility.

We look at how ageing Australians will reshape housing demand, aged care, relationships, and the kinds of homes people need.

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