#502: No W-2 or Tax Returns? DSCR Loans Explained! (2026)

🗓️ Schedule an Appointment with Bryan:

https://www.coachcarson.com/bryan-pod-502

👥 Appointment with Bryan's team (fastest):

https://www.coachcarson.com/bryan-team-pod-502

▶️ Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

Apple: https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289

Spotify: https://open.spotify.com/episode/2L6FtKOwQzRhRaSjlFTHOd?si=_EQ6Az1JRDmZHKRX2Yj5vQ

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EPISODE NOTES:

🎬 Topics Covered:

(0:00) – DSCR Loans: The 2026 Playbook (0:45) – What Changed With DSCR? (10:20) – How Low Can Your Credit Go? (13:18) – How Investors Are Using DSCR (24:07) – How Much Do You Really Need Down? (31:14) – The Hidden Cost of DSCR (35:41) – 5 DSCR Myths Debunked (39:14) – Get DSCR-Ready Before You Apply (44:02) – Why DSCR Loans Get Denied (45:44) – Can Your LLC Get the Loan? (49:14) – Get on a Call with Bryan and his Team

🎙️ Episode #502 – DSCR loans are changing fast. I brought back mortgage expert Bryan Maddex to break down what's new in 2026, where investors can find an edge, and what to watch out for.