If You’re Making $400,000 Per Year, Maxing Your 401(k) Won’t Be Enough

Send us Fan Mail Maxing Your 401(k) Isn’t Enough: Building Flexibility for High Earners Hunter Kelly, a CFP and founder of Palm Valley Wealth Management, explains that while maxing out 401(k)s and other retirement accounts is great early-career advice, it can become incomplete for mid-career high earners who want options before age 60. Using a story about David and Sarah, a high-income healthcare couple earning about $400,000 with two young kids, he shows how they accumulated nearly $3 milli...