What 15 Years of Advising Investors Teaches You About Money (with Jon Tan)

<p>In this episode of Stock Spotlight, host Michael sits down with his longtime college friend and financial advisor Jon Tan to explore what more than 15 years of working with investors has taught him about building lasting wealth.</p><p><br></p><p>They discuss how Jon’s investing philosophy has evolved, the behavioral and planning mistakes he sees investors make, why performance chasing is so difficult to avoid and what separates successful long-term wealth builders from everyone else.</p><p><br></p><p>The conversation also covers portfolio construction, rebalancing, the role of individual stocks within a broader financial plan, when a financial advisor can add value and why investing success often comes down to a few simple habits practiced consistently.</p><p><br></p><p>Michael and Jon then close with a lightning round covering investing books, savings rates, alpha vs. beta and the advice Jon would give his 25 year old self.</p><p><br></p><p>----------------------------------------------------------------</p><p>00:00 Intro</p><p>01:18 From Marine Biology to Financial Advice</p><p>08:22 California to South Carolina</p><p>12:33 Investor Behavior</p><p>16:55 Building Better Portfolios</p><p>24:09 When a Financial Advisor Adds Value</p><p>29:50 Rapid-Fire Lightning Round</p><p>33:20 Outro</p><p><br></p><p>----------------------------------------------------------------</p><p>Intro Music: Andrey Rossi – Seize the Day</p><p>Outro Music: Ra – Prospect</p><p>*Music provided by Uppbeat Premium</p><p><br></p><p>Email me (<a href="stockspotlight24@gmail.com" target="_blank" rel="ugc noopener noreferrer">stockspotlight24@gmail.com</a>) if you&#39;re interested in connecting with Jon</p><p>Follow me on X: <a href="https://x.com/invest091" target="_blank" rel="ugc noopener noreferrer">https://x.com/invest091</a></p><p>Listen on YouTube: <a href="https://www.youtube.com/@stockspotlightpodcast" target="_blank" rel="ugc noopener noreferrer">https://www.youtube.com/@stockspotlightpodcast</a></p><p>Subscribe to the newsletter: <a href="https://stockspotlightpodcast.substack.com/" target="_blank" rel="ugc noopener noreferrer">https://stockspotlightpodcast.substack.com/</a></p><p><br></p><p>----------------------------------------------------------------</p><p>Disclosures:</p><p>The host of Stock Spotlight is not a licensed financial advisor. The information and opinions shared during the show are for entertainment purposes only.</p><p><br></p><p>References to specific secu