How to Pay Yourself as a Business Owner Without Tracking Every Dollar

Making money and still stressed about it? This episode is for the business owner who is selling, working hard, and still not sure what they can safely pay themselves. Kelsa Dickey lays out a money system that runs on rhythm instead of tracking every dollar, and shows how one personal number becomes your paycheck, your tax number, and a check on your pricing.

Kelsa Dickey is the creator of the SpendFirst methodology and the founder of Financial Coach Academy. She has spent nearly two decades coaching more than 1,000 real clients through financial transformation, helping them pay off $38 million in debt and save more than $112 million, and she has trained over 700 financial coaches through her programs. She hosts the Money Made Human podcast, and her upcoming book is SpendFirst: The Surprisingly Simple System to Stop Stressing About Money. She joins Amanda Kaufman to talk about the way money stress leaks into sales, the three movements every personal expense makes, and how to design a paycheck for yourself as a business owner.

In this episode, you will learn:

💸 How money stress shows up in sales conversations, and the energetic exchange clients can sense

📊 The reason tracking every dollar stalls most people out, and what to do instead

🗓️ Planning for 75% of the next three months so the whammies stop blindsiding you

🔁 Spend Fixed, Spend Freely, and Spend Future, and the weekly rhythm behind each one

💵 How to turn your personal number into a weekly paycheck and a tax savings number

🏷️ Backing into your pricing to find out if the business can ever provide for you

CHAPTERS

00:00 The money story under the sales problem

00:31 Meet Kelsa Dickey, creator of SpendFirst